Auto Insurance

Auto insurance
 
If you own a car, then you need auto insurance. We’d like to help – we’ll compare prices among each of the insurance companies we represent to find the best protection and value to meet your needs and budget. 

Our online quote request guides you through securely submitting detailed information to help us design an automobile insurance policy that meets your needs and maximizes savings. If our proposal meets your approval you will also be able to buy your policy online.

If you prefer to speak with a friendly, knowledgeable agent, please contact our office.

Coverage descriptions are provided below to help you understand your auto insurance choices in Michigan:

Liability: Coverage that responds if you are responsible for injuries or property damage resulting from an automobile accident.

Personal Injury Protection (PIP): Coverage for medical expenses resulting from injuries sustained in an auto accident. PIP also provides limited coverage for replacing wages and providing replacement services if you are out of work and/or are unable to complete responsibilities around your home due to auto-related injuries.

Comprehensive: Coverage for damage to your car other than a collision including glass breakage, fire, theft, hail, vandalism, and hitting a deer or other animal.

Collision: Coverage for damage to your automobile resulting from a collision with another vehicle or object.

Roadside Assistance: Pays for towing, battery jump-starts, emergency fuel delivery, and flat-tire assistance.

Rental Reimbursement: Pays toward the expense of renting a substitute vehicle if your car is temporarily out of service due to a covered loss.

Additional Benefits: Options are available to waive your comprehensive deductible for glass repairs, pay the balance if you car is totaled and is worth less than you still owe on a loan or lease, replace your car with a brand new automobile if totaled within the first year of ownership, and to guarantee original manufacturer parts are used when repairs are made for any covered loss.

Michigan Catastrophic Claims Association (MCCA): An assessment added to every vehicle insured in the State of Michigan that provides funding for state-mandated unlimited lifetime coverage for medical expenses resulting from auto accidents.
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    Discounts available for:
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    • Multiple Cars
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