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MCCA Assessment increasing July 1, 2018 | Michigan Auto Insurance

posted Apr 17, 2018, 1:11 PM by Jason Grubbs   [ updated Apr 17, 2018, 2:15 PM ]
Michigan Catastrophic Claims Association (MCCA)
announced the MCCA assessment for every insured vehicle in Michigan will be
$192.00 per vehicle effective July 1, 2018 to June 30, 2019.

This represents an increase of $22.00 compared to the 2017-2018 assessment, a 13% increase.

In the State of Michigan, by state requirement, auto insurance provides unlimited coverage for medical expenses resulting from an auto accident.

In order to fund this level of coverage in 1978 the state legislature created the Michigan Catastrophic Claims Association to provide funding for catastrophic claims.

If you suffer an auto-related injury your auto insurance company would be responsible for the first $555,000 of medical expenses covered by your policy.  Once medical expenses for a covered auto claim exceed that threshold amount your insurance company would continue to handle administration of the claim, but any dollars spent for medical benefits in excess of $555,000 would be reimbursed by the MCCA.

The increased MCCA assessment will be reflected on auto policies renewing on or after July 1, 2018.