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What is PIP coverage? | Michigan Auto Insurance

posted Sep 8, 2016, 1:58 PM by Jason Grubbs   [ updated Mar 30, 2018, 12:16 PM ]
One of the unique aspect of insuring a vehicle in Michigan is your auto insurance provides coverage, in the event you are injured in an auto accident, for unlimited medical and rehabilitation benefits, up to three years of wage loss benefits, and replacement services.

The PIP, or personal injury protection, portion of your auto policy is the coverage that responds to provide these benefits.*
Michigan auto insurance - PIP

As mentioned, the medical portion of your PIP coverage provides unlimited, lifetime medical and rehabilitation benefits for auto related injuries.

In addition, if you are unable to work due to injuries suffered in an auto accident your PIP coverage will reimburse up to 85% of any lost wages for up to three years.**

Additionally, your PIP coverage will pay up to $20 a day for any services you are unable to perform due to your injuries including housekeeping, lawn care, meal preparation, and child care.