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Renewing a Michigan license plate when your vehicle is in storage | Michigan Auto, Motorcycle Insurance

posted Dec 13, 2016, 8:11 AM by Jason Grubbs   [ updated Aug 9, 2018, 1:14 PM ]
Do you have a vehicle you store during the offseason?

If the license plate for that vehicle will come up for renewal during the time period when it is in storage you need to be aware of changes enacted by the Michigan Secretary of State that will affect your plate renewal.
When you renew a license plate the Secretary of State's office has always confirmed whether you have insurance legally required for the vehicle to be operated on Michigan's roads.  Unfortunately when you put a vehicle in storage and reduce the insurance to only comprehensive (fire, theft, vandalism) this coverage does not meet that requirement.

In the past this wasn't an issue - you simply showed a certificate of insurance for the vehicle and no one actually confirmed the specifics of your coverage.  This has changed and the Secretary of State's office now receives electronic confirmation, from every insurance company, of vehicles they are insuring with Michigan No-Fault coverage on a bi-monthly basis.

Regardless of whether you have a certificate of insurance for your vehicle, if the Secretary of State's office subsequently confirms there wasn't proper road coverage on your vehicle on the date the plate was renewed you'll wind up receiving a letter canceling the plate for that vehicle.

Michigan License Plate

Photo courtesy of Michigan.gov