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What does Comprehensive Car Insurance cover? | Michigan Auto Insurance

posted Feb 20, 2018, 9:01 AM by Jason Grubbs   [ updated Feb 20, 2018, 9:02 AM ]
When people say they either want or are required to carry "full coverage" on their Michigan auto insurance policy they are referring to insuring their car for physical damage.

Physical damage is optional car insurance and is comprised of two coverage options: Comprehensive & Collision.
These two types of coverage are commonly confused - both insure your car, but cover different types of damage.

Comprehensive coverage, sometimes referred to as "Other Than Collision", insures your vehicle for damages other than a collision with another car or object.
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Comprehensive coverage includes:

  • Theft
  • Fire
  • Vandalism
  • Weather-related damage (hail, wind, flooding)
  • Falling objects
  • Hitting a deer or other animal
  • Glass breakage